We help you control interest rate risk and improve earnings through A/L modeling and reporting systems. We utilize our own proprietary financial models. We present the results to you with our findings, conclusions and recommendations in a clear and concise manner.
Our aim is to improve your profitability and management effectiveness by developing budgeting and planning systems which provide financial targets and model required performance. We can independently develop an annual budget or review yours and provide commentary and critique on achievability. We provide various scenarios to test to identify potential deviations from budget based upon our analysis of financial market and business economic conditions.
We undertake a complete analysis of your non-interest expenses so you can better understand your costs to improve product pricing and staff planning. We identify opportunities for capturable expense savings to enhance your financial performance.
We design, develop and implement systems which determine your bottom line profitability by (1) branch office, (2) departmental unit, (3) product type and (4) bank customer relationship. We utilize our own proprietary financial models which at your option we periodically update for you or we license/sell the software to you.
Our purpose is to help you improve profitability by using a loan pricing system for line officers in determining Return on Assets (ROA) and/or Return on Equity (ROE) by customer loan. Once you are familiar with our system, we provide the software to you on a sale / license basis.
Our aim is to improve your profitability and management effectiveness by developing budgeting and planning systems which provide financial targets and model required performance. We can independently develop an annual budget or review yours and provide commentary and critique on achievability. We provide various scenarios to test potential deviations from budget based upon our analysis of financial market and business economic conditions.
We help refine your long term financial vision through a system for setting financial goals, monitoring progress and identifying corrective steps. We use our own proprietary financial models to develop multi-year financial forecasts of your institution using your inputs for key variables of loan and deposit growth as well operating expenses and fee income. We use our own proprietary models which we periodically update for you or provide you with the software on either a sale or license basis.
We undertake a complete analysis of your non-interest expenses so you can better understand your costs to improve product pricing and staff planning. We identify opportunities for capturable expense savings to enhance your financial performance.